Has anybody ever gotten a personal loan from Prosper.com before??...are they a good company?

I wish someone did have experience with Prosper, as I am wondering the same thing. What essentially happens is you put in for a personal loan and other info about your income what your credit worthiness is, and what interest rate you are willing to pay. Then, a group of *lenders* ( not banks but individuals ) bid on your loan and your loan gets funded as these people put in what they will loan you. I don't believe you get the loan from one source...I think it's a group of people unless it is a small amount. The part I got nervous about on their application was when they asked for my checking routing and account number. I know they say this is so that when your loan becomes funded they will put that $ into your checking...but it just makes me nervous being online, and giving that info out, that someone can use that to go *shopping* on the net or wherever and I would have a ens of a time getting the $ back. I will watch and see if anyone here has been funded by Prosper as there are few if any complaints about them on Ripoff reports .com.